Use one of our quick & easy tools to find out
what you qualify for, FREE!

Home Purchase Qualifier Refinance Rate Checker

You can vote every day until August 6th! Find us under the HOME section, go to MORTGAGE COMPANY, choose Howard Team Home Loans, then hit SUBMIT at the bottom of the site in order to count your vote!

Angela, Todd, & Grant

Jon Howard

Loan Officer

NMLS #1568511

(813) 303-8984

Jon
Howard

Loan Officer

NMLS #1568511

(813) 303-8984

What We Do

We’re making getting a mortgage easier than ever before. Howard Team Home Loans powered by Lower LLC
has an experienced team of brokers on staff.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage Of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Get a FREE Personalized Rate Quote Now!

Use Our Free Tools

Your time & money matter. Let’s not waste either.

From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.

Home Purchase Loans

Secure a home purchase loan to make your dream of homeownership a reality, securing favorable terms and finding the best possible rates for your monthly budget!

Refinance Rates

With the best refinancing terms, you can change your monthly budget and create extra financial wiggle room at the end of every month, or receive extra cash for home updates.

Rate Comparisons

You do better when you get to shop around. Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing decision.

Get a Great
Mortgage Rate

Angela, Todd, & Grant

Jon
Howard

What We Do

Home Purchase Loans

Refinance Rates

Rate Comparisons

Fast Funding

Evaluate Your Property

Cash-Out Refinance

Use Our Free Tools

Your time & money matter. Let’s not waste either.

Home Purchase Loans

Refinance Rates

Rate Comparisons

Popular

support

Address

Get a Great Mortgage Rate

Angela, Todd, & Grant

JonHoward

What We Do

Home Purchase Loans

Refinance Rates

Rate Comparisons

Fast Funding

Evaluate Your Property

Cash-Out Refinance

Use Our Free Tools

Your time & money matter. Let’s not waste either.

Home Purchase Loans

Refinance Rates

Rate Comparisons

Get a Great
Mortgage Rate

Jon
Howard